:root{
  --navy:#07111F; --navy2:#0B1B2E; --panel:#10243A; --blue:#0F62FE; --cyan:#13B5EA; --emerald:#18E0B7;
  --white:#F8FAFC; --muted:#CBD5E1; --muted2:#94A3B8; --line:rgba(255,255,255,.12);
  --shadow:0 24px 70px rgba(0,0,0,.28); --radius:28px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;background:var(--navy);color:var(--white);font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Arial,sans-serif;line-height:1.5}
a{color:inherit} img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 40px));margin-inline:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(7,17,31,.86);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:16px 0}.brand{display:flex;align-items:center;gap:14px;text-decoration:none}.brand img{width:205px;height:auto}.nav{display:flex;align-items:center;gap:20px}.nav a{text-decoration:none;color:var(--muted);font-weight:750;font-size:14px}.nav a:hover,.nav a.active{color:#fff}
.header-actions{display:flex;align-items:center;gap:12px}.menu-toggle{display:none;background:rgba(255,255,255,.06);border:1px solid var(--line);color:white;border-radius:14px;padding:11px 13px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:18px;padding:14px 20px;font-weight:900;text-decoration:none;cursor:pointer;transition:.2s transform,.2s background}.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--blue);color:white;box-shadow:0 16px 38px rgba(15,98,254,.25)}.btn-primary:hover{background:var(--cyan)}
.btn-secondary{background:rgba(255,255,255,.06);color:white;border:1px solid var(--line)}.btn-light{background:white;color:var(--navy)}.btn-emerald{background:var(--emerald);color:var(--navy)}
.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 75% 15%,rgba(15,98,254,.36),transparent 35%),radial-gradient(circle at 10% 80%,rgba(24,224,183,.19),transparent 38%);border-bottom:1px solid var(--line)}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:64px 64px;mask-image:linear-gradient(to bottom, black, transparent 80%)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding:96px 0}.eyebrow{display:inline-flex;gap:10px;align-items:center;border:1px solid rgba(19,181,234,.35);background:rgba(19,181,234,.10);color:#CFFAFE;border-radius:999px;padding:10px 15px;font-weight:850;font-size:14px}
h1{font-size:clamp(46px,7vw,84px);line-height:.94;letter-spacing:-.06em;margin:26px 0 0;font-weight:950}.lead{color:var(--muted);font-size:clamp(18px,2vw,22px);line-height:1.65;margin:28px 0 0;max-width:760px}.hero-actions{display:flex;gap:15px;flex-wrap:wrap;margin-top:34px}
.hero-card{background:rgba(255,255,255,.09);border:1px solid var(--line);border-radius:34px;padding:22px;box-shadow:var(--shadow);backdrop-filter:blur(18px)}.hero-card img{border-radius:24px;border:1px solid var(--line)}
.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:18px}.stat{background:rgba(255,255,255,.06);border:1px solid var(--line);border-radius:22px;padding:17px}.stat strong{display:block;font-size:24px}.stat span{display:block;color:var(--muted);font-size:13px;margin-top:4px}
section{padding:84px 0}.section-alt{background:var(--navy2);border-block:1px solid var(--line)}.section-white{background:#F8FAFC;color:#07111F}.section-white .muted{color:#475569}.kicker{color:var(--cyan);font-weight:950;letter-spacing:.24em;text-transform:uppercase;font-size:13px}.section-white .kicker{color:var(--blue)}
.section-head{display:grid;grid-template-columns:.9fr 1.1fr;gap:42px;align-items:end;margin-bottom:40px}h2{font-size:clamp(34px,5vw,58px);line-height:1.04;letter-spacing:-.045em;margin:14px 0 0;font-weight:950}.muted{color:var(--muted);font-size:18px;line-height:1.7}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.card{background:rgba(255,255,255,.058);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 10px 30px rgba(0,0,0,.12);transition:.2s transform,.2s background,.2s border}.card:hover{transform:translateY(-4px);background:rgba(255,255,255,.082);border-color:rgba(19,181,234,.32)}
.section-white .card{background:white;border-color:#E2E8F0;box-shadow:0 12px 30px rgba(2,6,23,.08)}.icon{width:54px;height:54px;border-radius:18px;background:rgba(19,181,234,.15);display:flex;align-items:center;justify-content:center;color:var(--cyan);font-size:24px;margin-bottom:18px}.card h3{margin:0;color:inherit;font-size:23px;line-height:1.18}.card p{color:var(--muted);line-height:1.72}.section-white .card p{color:#475569}.card a.read{display:inline-flex;margin-top:10px;color:#67E8F9;text-decoration:none;font-weight:900}.section-white .card a.read{color:var(--blue)}
.pill-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.pill{border:1px solid rgba(19,181,234,.28);background:rgba(19,181,234,.09);color:#CFFAFE;border-radius:999px;padding:8px 12px;font-weight:800;font-size:13px}.section-white .pill{background:#ECFEFF;color:#0F62FE;border-color:#BAE6FD}
.filters,.searchbar{display:flex;gap:10px;flex-wrap:wrap;margin:26px 0}.filter-btn{border:1px solid var(--line);background:rgba(255,255,255,.06);color:var(--muted);padding:11px 15px;border-radius:999px;font-weight:850;cursor:pointer}.filter-btn.active{background:var(--blue);color:#fff;border-color:var(--blue)}
.searchbar input,.field,textarea,select{width:100%;border:1px solid var(--line);background:rgba(255,255,255,.06);color:#fff;border-radius:18px;padding:15px 16px;font:inherit}.section-white .field,.section-white textarea,.section-white select{background:white;color:#07111F;border-color:#CBD5E1}.searchbar input{max-width:520px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form-grid .full{grid-column:1/-1}textarea{min-height:145px}
.article-layout{display:grid;grid-template-columns:1fr 320px;gap:38px}.article{background:white;color:#07111F;border-radius:30px;padding:38px;box-shadow:0 15px 45px rgba(2,6,23,.1)}.article p,.article li{font-size:18px;line-height:1.8;color:#334155}.article h2{font-size:36px;margin-top:34px}.toc{position:sticky;top:100px;align-self:start;background:#fff;border:1px solid #E2E8F0;border-radius:26px;padding:24px;color:#07111F}.toc a{display:block;color:#475569;text-decoration:none;padding:8px 0;font-weight:700}
.score-box{background:linear-gradient(135deg,var(--blue),var(--emerald));border-radius:30px;padding:32px;color:white}.question{margin-bottom:14px}.question label{display:block;padding:18px;border:1px solid var(--line);border-radius:20px;background:rgba(255,255,255,.055);cursor:pointer}.question input{margin-right:10px}
.faq-item{border:1px solid var(--line);border-radius:22px;margin-bottom:14px;overflow:hidden;background:rgba(255,255,255,.055)}.faq-q{width:100%;background:transparent;color:white;border:0;text-align:left;font-size:18px;font-weight:900;padding:20px;cursor:pointer}.faq-a{display:none;color:var(--muted);padding:0 20px 20px;line-height:1.7}.faq-item.open .faq-a{display:block}
.cta{background:linear-gradient(135deg,#07111F,#0F62FE 55%,#18E0B7);border-radius:36px;padding:46px;display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center;box-shadow:var(--shadow)}
.footer{background:#050B14;border-top:1px solid var(--line);padding:56px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:35px}.footer a{color:var(--muted);display:block;text-decoration:none;margin:9px 0}.copyright{border-top:1px solid var(--line);margin-top:35px;padding-top:20px;color:var(--muted2);font-size:14px}
.float-help{position:fixed;right:20px;bottom:20px;z-index:40;background:var(--emerald);color:var(--navy);border-radius:999px;padding:14px 18px;font-weight:950;text-decoration:none;box-shadow:0 18px 40px rgba(0,0,0,.25)}
@media (max-width:900px){.nav{display:none}.menu-toggle{display:block}.nav.open{display:flex;position:absolute;left:20px;right:20px;top:74px;flex-direction:column;align-items:flex-start;background:#07111F;border:1px solid var(--line);border-radius:22px;padding:20px}.hero-grid,.section-head,.article-layout,.cta{grid-template-columns:1fr}.stat-row,.grid-4,.grid-3,.grid-2{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.brand img{width:170px}.form-grid{grid-template-columns:1fr}section{padding:64px 0}}